Retiring in Mississippi – where should you settle?

The American Southeast offers lush green landscapes, has warm winters and is famous for its trademark hospitality. So it is naturally a great magnet for many retirees use services of our Mississippi long distance movers. But if there’s one Southern state that’s sort of overlooked, it’s Mississippi. But we are here to show you what retiring in Mississippi could really be like.

First of all, retiring in Mississippi will offer the advantage of affordability. The cost of living is 10.9% lower than the national average. Next, housing prices are very affordable, with a median sales price of $126,400. State income tax rates do go up to 5%, however, you’ll have no charges on state income tax if you have Social Security benefits. Or a certified retirement income like 401(k)s and IRAs.

Still, retiring in Mississippi for budget-conscious retirees offers culturally rich places, an easy-going lifestyle, and attractive beaches. Here are three places to consider.

Grandma dancing
Oxford offers an urban lifestyle with a southern small-town feel.

1. Oxford

  • Population: 19,022
  • Median home cost: $196,200
  • Cost of living: 2.6% higher than average
  • Unemployment: 4.9%

Like many Southern towns, Oxford residents are notoriously friendly and welcoming. Moving to Mississippi means you can join a “newcomers club” to meet new friends. “The Square” downtown has plenty of places to get together from boutiques to art galleries to live music venues. There is also a nationally known culinary scene including several high-end restaurants. All in all, Oxford offers an urban lifestyle with a southern small-town feel.

Retiring in Oxford, Mississippi will provide you with opportunities for plenty of outdoor activities, such as golf, fitness trails, as well as hiking, boating and fishing at nearby Lake Sardis. Baptist Memorial Hospital-North Mississippi is one of the fastest-growing care centers in the region. You will find one drawback though: the nearest airport is in Memphis, 72 miles away.

2. Retiring in Hattiesburg, Mississippi:

  • Population: 51,617
  • Median home cost: $103,900
  • Cost of living: 10.6% lower than average
  • Unemployment: 11.5%

Hattiesburg has plenty of health care providers: Forest General Hospital, Hattiesburg Clinic, and Merit Health Wesley hospital. Hattiesburg Laurel Regional Airport has frequent direct flights to Dallas-Forth Worth. And you also have an international airport 90 minutes away in Jackson. The cost of living in Hattiesburg is 10.6% lower than the national average, but if you’re looking to work after retiring in Mississippi, know that the unemployment rate is at 11.5%, compared to the national rate of 8.3%.

Baseball fields
Biloxi now even has its own minor league baseball team, the Biloxi Shuckers, with a newly built stadium.

3. Retiring in Biloxi, Mississippi:

  • Population: 44,223
  • Median home cost: $140,600
  • Cost of living: 8.0% lower than average
  • Unemployment: 7.4%

There was a lot of damage wrought by Hurricane Katrina in 2005, but now we are happy to see Biloxi has made a vibrant come back! Many military veterans choose to retire in Mississippi because of its close proximity to three VA hospitals in Biloxi, Gulf Port, and Ocean Springs. If you happen to run out of things to do in Biloxi, New Orleans is just 90 minutes away. And the Florida coast starts not far to the east.

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