How to file a moving insurance claim?
Choose the perfect moving experience by putting your trust in
the capable hands of Spyder Moving + Storage
If you have moving insurance, and now some of your items are missing or have suffered damages, here’s what you need to do. Step one: submit a file complaint. Step two: keep in mind that this will take time, patience, and persistence to get the claim through. If you have had acquired extra just to make sure you were having decent insurance or have insurance through another agency, verify your records and moving paperwork to make sure you’re properly covered. Here’s what to do to file a moving insurance claim.
How to file a moving insurance claim with the moving company
If you need to submit a claim, make sure you have an inventory sheet with a signature from your movers. This is a mandatory document that you should’ve received from the movers. It is an official moving company document that listed all your items.
- If you realize that there are missing or broken items before your movers leave, make sure you write this down on the inventory sheet.
- Never sign an incomplete inventory sheet or movers Jackson MS could claim that all your stuff was moved in without any problems.
- Oversee the moving process. Also, check off each item as the movers take it out of your home and into your new space. The inventory sheets need to match. Just make sure you report the facts of the damage in detail on the original inventory sheet.
- Take photos of the damage. You can also ask the movers to be present when you photograph the damage.
Steps to ensure your claim gets accepted
If you notice damage after unpacking, you need to file a claim within nine months after delivery. However, keep in mind that it’s best to report the damage as soon as possible. Your movers in Mississippi, on the other hand, need to acknowledge getting of your claim within 30 days. Furthermore, they must deny or make an offer within 120 days of receipt of your claim.
After you file a moving insurance claim or consider a settlement, refer to the liability amount you declared on your shipment. For example, if the official value of your shipment was $5,000, the mover’s maximum liability is just that. Claims for more than this amount will not be successful because they are more than the mover’s liability. Which is why you need to make sure you have adequate coverage beforehand.
File a moving insurance claim through a third-party
If you have obtained insurance through a third party or your home insurance, first gather all the necessary documentation. Make sure you include an inventory sheet that has been signed by your moving company or just contact us if you don’t remember where it is! The insurer will want to verify that all the rules have been followed and that the item is not being replaced by the mover. The best thing about a third party is that usually, they work directly with the mover so you don’t have to!
Cross-State Moving Experts