Housing options for seniors in Mississippi
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When you are in your golden age, only the sky is your limit. With a lot of free time, activities for seniors, and housing options for seniors in Mississippi, you will be in a chance to finally live the life you have always imagined you would. Therefore, check out this guide and make sure you explore all of your options before you buy or rent a home as a senior. There is one thing that is bothering all seniors who are moving. And that is finding great moving companies in Mississippi. All of that information you will be able to find here. So keep reading.
Things you should know about Mississippi
This place is located in the Deep South and t is the home of Oprah and James Earl Joe. Pretty awesome, right? Bein the first place where the Blues were played, Mississippi is a place where you can find so many cultural and music events that you as a senior will really enjoy. The thing you can do here as a senior:
- Enjoy many golf courses,
- Spend some time on Gulf Coast beaches,
- Hiking and camping organized for seniors’ ability,
- Visit riverboat casinos, etc.
The great thing about moving here as a senior is that Mississippi has over 2.5 million residents that are over 65. Plus more than 80 licensed senior living facilities. So moving to Mississippi might be the best decision you have ever made.
Housing options for seniors in Mississippi
Before you explore the housing options for seniors here, you must know about the costs of living and the way of living here. Keep in mind that living somewhere as a senior and not having the regular and high salary you had when you were employed might really affect your way of living. Checking this information is also important if you want to hire professionals to help you with the relocation. When you know your savings and your moving budget you will be in having to hire some of the best local movers Mississippi has and not worry about how much the relocation will cost.
Costs of living
An upside of researching housing options in Mississippi as a senior is the affordability. The costs that you will have are below the national average. You will be able to live more comfortably here with the same income as you would like in some other great cities. But the difference is that here you will have a much bigger space and place to visit and walk around. Depending on the type of care you will have, or if will you even need some type of care from the government or someone else, the price will be different.
For instance, if you are living independently the community cost will be around $2,280.
For those who need some kind of nursing home care, you will need more than $6000 to get through the month. Therefore, in order to calculate will you will be able to live in a certain place, in this case, Mississippi, you need to now calculate the costs of nursing and the help you need as a senior.
Is the a price difference in each neighborhood?
It does not mean that the price will change from one suburb and neighborhood to another. But if you check and see which neighborhood is giving which benefits, you will be able to determine if some neighborhood suits you better than other. For instance, Olive Branch is a place that has numerous discounts for seniors for different activities and locations. So feel free to check if it’s more suitable for you to move here with some of the best movers Olive Branch MS has than to move to another neighborhood in Mississippi.
Will you be able to choose a home and get some assistance when it comes to your health problems?
Assisted living communities you can find in Mississippi will cost you about $3500. This is about $1000 more than the average we have been talking about. But Mississippi still has some of the lowest prices when it comes to housing options for seniors. For example, Alabama is the closest one with the prices, where you can live with this type o help for $3503 per month.
At this price you need to add all the other costs and expenses, you will have when living here. And when you calculate how much money you need for the utilities and for the pressure, you will be able to have a vivid picture of whether you can afford and have a comfortable life here or not.
Is there a chance for a nursing home when you are searching for housing options for seniors in Mississippi?
One thing you need to know is that nursing homes usually cost twice as much as you would live with assistance. There are semi-private rooms in a nursing home in Mississippi and they are about $7118 every month. Still, it is lower than 800 dollars per month than the national average.
Do you need to apply for Medicaid once you find good housing options in Mississippi?
It can easily be done. For instance, you can apply for this through the website or just contact Medicaid directly. But there are some rules and things you need to know before you apply for this:
- Have a copied version of your Birth Certificate as proof that you are a resident of this place,
- Have an ID with a picture,
- Make sure you have some kind of copies of bank statements from the last 30 days. If you do not have this, make sure you ask for the information on whether you can submit the bank statements for someone in your family,
- proof that you have had some personal income in the last 30 days.
- Insurance documents that you have,
- Details of the attorney and the wills if you have written them,
- If you are a Veteran, make sure you apply with some certificates and award letters,
- If you are the owner of your new home, make sure you have documents that prove it.
All of these housing options for seniors in Mississippi are easy to check. If you are not familiar with doing it online, your grandkids will surely help you out. This will be a great chance for you to bond with them on another level too. Good luck on your search!
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